Uncompromising Professionalism • Integrity & Reliability • Personal Service
About the Office
The attorney office of Roni Rachmian, located in the Sapir tower within the Ramat Gan diamond exchange complex, provides a multitude of services to both Israeli and international clients.
The office was established by Roni Rachmian in 2014, after over 22 years of experience in several managerial positions in the banking world, both in Israel and the United States. During this time, Attorney Rachmian gained extensive knowledge and expertise, as well as making many personal and business connections. He has a wealth of experience in the fields of banking, financing, and real estate.
During his many years of work, Attorney Rachmian developed a rich experience in business consultation to both individuals and companies. This consultation work includes assistance in business decisions, drafting legal documents and contracts for both commercial and real estate purposes, as well as overseeing financing and credit negotiations with the Israeli banking system and other investment bodies.
The firm’s staff possess the experience, personal connections, and technical capability to plan and build an effective legal and financial strategy for each individual client. Each case is custom-made and designed to achieve the best results for the client’s goals.
About Attorney
Roni Rachmian
Attorney Roni Rachmian lived in New York for many years, finishing his high school diploma and undergraduate degree there. Roni completed two bachelor’s degrees: one in law and one in economics and marketing, as well as a master’s degree in management. Roni is an active attorney in the real estate field and a senior consultant in banking and investment within the Israeli market. His speciality is securing financing for non-Israeli residents investing in the Israeli market.
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Over 30 years’ experience.
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Provision of legal services in real estate transactions.
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Expertise in securing financing for Israeli and non-Israeli residents in Israeli investments.
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Extensive knowledge, experience and deep personal connections in the investment and banking worlds.
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Profound understanding and know-how of private banking; including FATCA, compliance and money laundering laws and regulations.
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Wide experience in real estate and real estate investments; including urban renewal projects, construction loans and purchasing/investment groups.
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Personal connections and friendships with all echelons of the banking and real estate communities.
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Handling of the English language at mother tongue level.
Attorney Roni Rachmian held several roles during his 30-year experience in the banking world
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Branches manager for Mizrahi Tefahot.
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Deputy branch manager for Bank Leumi’s international HQ in New York.
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Head of the international private banking division at Bank of Jerusalem, pioneering the bank to uncharted areas in its activities with non-Israeli residents.
Roni’s work allows his clients to enjoy a world of trustworthiness, experience, professionalism, knowledge and deep connections with the real estate and banking markets in Israel.
In his many years of experience, Roni has developed extensive experience in business consultation to both individuals and companies. This consultation work includes assistance in business decisions, drafting legal documents and contracts for both commercial and real estate purposes, as well as overseeing financing and credit negotiations with the Israeli banking system and other financial institutions.
Roni has been involved in countless real estate transactions, creating real estate opportunities and finding investment solutions for thousands of clients thanks to his deep knowledge, connections and expertise in the field.
His expertise stretches to the securing of investment for real estate transactions of all types, including mortgages for non-Israeli residents, assistance in the construction of projects for entrepreneurs and investment groups. He is also active in the discipline of financing and banking for both private and public entities, including FATCA, compliance, money laundering regulations, foreign exchange accounts and trust accounts.
As a qualified attorney, Roni offers legal services to both buyers and sellers of real estate. From the stage of negotiation until the closing of a deal, his professional skills are used for the drafting and preparation of rental and sale agreements, and the necessary administrative work needed with the various authorities. Roni also provides legal services to his clients in the field of wills and lasting power of attorney, a necessary and important aspect of any property-owner in Israel as part of avoiding any potential implications and securing their future inheritance.
Areas of Practice
Law firm specialising in real estate, purchase/sale transactions, real estate taxation, financing and credit, legal contracts, wills and inheritances, and lasting power of attorney.
Contracts
Everyone is required to sign different contracts at some point in their life. Almost every decision we make in life has a legal contract involved along the way, whether it’s renting or leasing an apartment, buying or selling a property, when we are receiving a service of some kind, when we start a new job and much more. The laws surrounding contracts are present in our lives from the moment we are old enough to make independent decisions and are a constant aspect within all businesses, companies, and partnerships. Therefore, it is vital to understand the implications and requirements of entering into a contract and the way that an attorney can help in this process.
The role of an attorney in regard to contact law is perpetual in many stages; contract writing, enforcement and in cases where a contract has been violated, to issue a lawsuit. First and foremost, attorneys provide their clients with the best possible contract for their needs. The purpose of a contract is to provide to both sides entering the agreement with a correct interpretation of their desired goals, as well as the appropriate compliance and legal tools needed for the enforcement of such contract and potential legal sanctions if violated. It is the attorney's duty to provide the best possible legal document for the client’s needs and in accordance with the relevant laws, regulations, and rulings.
An additional role of the attorney is to enforce the contract itself and if violated, file a lawsuit according to the client’s wishes and interest. This enforcement is done through arbitration, mediation or turning to the courts if necessary.
A contract that does not serve the client’s interests can cause great damage and can lead to a legal dispute, most of which requires financial and personal resources. Entering a problematic contract has unpleasant ramifications, most of which require substantial financial payments to exit. It is, therefore, essential to use a contract lawyer when entering into a contract, in order to make sure it is best suited to the client’s needs and avoids any problematic clauses. In many cases, legal disputes can be decided by technical stipulations within a contract, which only further emphasises the importance of having a lawyer involved to legally escort you away from any issues.
Our office specialises in contract law and is updated on all the latest legal rulings and legislations. Our office deals with both the drafting of the contract and the management of disputes due to violations. This can entail any bad faith in conduction negotiations or maintaining a contract, disputes over the interpretation of a contract, the enforcement or cancellation of a contract due to violation whether through errors, deception, or deceit. The firm has considerable expertise in the world of contract law as a result of knowledge gained over many years in dealing with complex and diverse contractual disputes. It’s vital to have legal guidance from the very offset of a contract’s initial draft as a way of safeguarding the client’s interests and preventing possible legal obstacles.
Our office has expertise in drafting contracts and handling negotiations in a range of contracts for both individual clients and companies. This service is available in a number of fields; from real estate (commercial or residential rental agreements, sale of property etc.) to the consumer world (brokerage contracts, management, service provision etc.) and other commercial agreements, such as establishing a company or partnership and agreements between business entities.
Our office is skilled in drafting contracts in both Hebrew and English.
Remember, there is no substitute for legal expertise and professional skills in the field. Hiring the services of a contact lawyer is the most responsible step you can take to protecting your interests from a legal perspective.
Real Estate
Real estate law is a wide-ranging field that concerns itself with everything related to the legal aspect of the real estate industry. There are several legislations from the State of Israel in this regard; the Land Law: 1969תשכ"ט , the Planning and Construction Law: 1965-תשכ"ה, the Sale Law (apartments): 1973-תשל"ג, the Lands Ordinance Law (purchase for public needs): 1943 and more.
Real estate law has been enforced in Israel since 1969 and is one of the main pieces of legislation of civil law concerning real estate matters. Amongst other things, this law defines what are real estate transactions, what is ownership and possession of real estate, what is the registration required for real estate transactions and other additional related aspects.
It is the role of a lawyer to protect the client’s interest when completing a real estate transaction. This starts with making sure the client is aware of the relevant information before entering the agreement and then involves performing the necessary tests and managing the negotiation terms. The lawyer is also responsible for making sure the contract is compiled according to the pre-agreed terms, the signing of the document itself and the registration of rights for the property in question.
One of the most important transactions in a person’s life is that of the sale or purchase of a property. This is a transaction which can entail many risks, most of which have great economic implications, and it’s vital to receive the best legal advice as part of this process.
The scope of legal services offered to you by a boutique office in the field of real estate covers all the necessary legal aspects, starting with the drafting of simple leases and sale contracts, through ongoing handling of more complex real estate transactions. The service we offer our clients is personal, professional, and efficient.
Our office’s team accompanies the client in all types of real estate activity, handling complex and wide-ranging transactions. The extensive knowledge includes the professional handling of the following processes:
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Drafting contracts for the purchase of a property from a contractor (first-hand purchase)
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Second-hand purchase of a property
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Commercial real estate
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Properties in TAMA or ‘’Pinui Binui’’ (Urban renewal/rebuild)
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Drafting private or commercial leases and management of the properties
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Real estate investments transactions
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Land sale/purchase transactions
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Real estate transactions in the hotel industry
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Providing legal services to investment/purchasing groups and entrepreneurs in urban renewal
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Representation of tenants in buildings designated for eviction and/or TAMA 38.
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Complex combination and sharing transactions; construction development, land, and residential construction (including luxury residences)
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Real estate associations and work with real estate investment unions
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Handling of financing of investments with the banking and financial institutions.
The scope of services offered by our office in the real estate field encompasses all the legal aspects associated. This can include drafting real estate contracts of all types, cooperation with other legal representatives and managing legal disputes and claims in the real estate field.
We handle every transaction to the fullest effect, starting from due diligence and entering a contract for the purchase of the land/property, with an emphasis on the structure of the transaction itself. There is involvement in the planning stages of a project, handling any dealings with the authorities, contracting with various service providers, handling the agreements themselves, involvement in any issues that arise and handling of the registration rights following a transaction.
We work in cooperation with a variety of professionals in the fields of appraisals, architecture, engineering, taxation, and finance to provide a professional and comprehensive service to our clients. This allows for a full service for our clients; checking the details required to enter a real estate transaction and providing professional opinions on other aspects involving the transaction, all within the legal framework. This is related to multiple aspects involved in the transaction itself, such as procedures needed for the planned purchase of land, financing, negotiations, forming agreements with contractors, planners and service providers, and the accompaniment needed when working with banking or financial institutions.
Financing and Credit
Our office specialises in accompanying clients to obtain financing for real estate transactions of all types, including mortgages for foreign residents and Israelis, construction loans for entrepreneurs, investment/purchasing groups etc., as well as in the field of financing and both private and general baking, including FATCA, compliance and money laundering regulations, foreign exchange accounts and trust accounts.
Many years of experience working in senior positions within the banking system allows our office to give our clients a professional personal service vis-a-vis the banking and financial institutions system in Israel. Attorney Rachmian has been involved in countless real estate transactions, creating real estate opportunities and financing solutions for thousands of clients. He has an in-depth knowledge, expertise, and strong personal connections in the field, at both local and international level. Roni also has a deep and unique understanding in the fields of banking, financing, and finance, from both a business-commercial and private aspect, and a legal-regulatory one.
Our office specialises in handling non-resident clients who are purchasing and/or investing in Israel, whether that be in real estate or in Israeli companies. Our familiarity with the field of financing for non-residents allows us to cater to their precise needs and find the most suitable investment and/or finance needed for a deal in Israel.
Our office helps in dealing with the banks, a constant player in almost every real estate or business transaction, where the majority of the credit for leverage coming from the various banks themselves. The office’s staff have excellent personal relationships with representatives from all levels within the banks of Israel, as well as the private financial institutes too, allowing us to serve our client’s needs in the best possible manner.
The office has a rich experience in the various and diverse fields of finance and banking; legal support of purchase transactions, project-financing transactions, primary and secondary debt transactions, transactions in the world of real estate, hotels, cannabis industry, high-tech and more. Our services include representation in financing transactions, secured (mortgage) and unsecured (solo) loans, with first and second lien, rated and unrated, project financing, financing of asset-based transactions (construction loans and purchasing/investment groups). We advise local and foreign clients on regulatory matters of banking and financial institutions and provide litigation services on financing issues and dispute resolutions.
The legal team consists of experts with different and diverse backgrounds from a wide variety of disciplines. Our extensive experience helps to anticipate and prepare for any legal and commercial problems that may arise during a financial transaction, and to guide our clients on the optimal way to resolve it.
The staff has a long history of experience in handling regulatory issues in the field of baking, finance, and financing, whilst complying with the regulations and rules applicable in Israel. In addition, the team also advises on everything related to the implementation and consequence of foreign regulation, such as FATCA. As a result of this experience, the office has strong links with leading law firms in specialised fields required for optimal client care.
Wills and Inheritances
The office provides its clients with extensive legal and professional care in all their personal matters, including that of drafting wills, drafting lasting power of attorney, financial agreements, representation, and legal accompaniment in highly sensitive inheritance disputes.
Wills
A will is the legal expression (without coercion) of how to distribute one’s property and assets after his death. When drafting a will, it is highly recommended to consult with a lawyer with experience in inheritance law.
Everyone wants to decide who will be one’s heir and the will explicitly states which share of property and assets go to whom. Israeli law states that any person over the age of 18, clear in mind and legally competent, may create a will and determine the identity of his heirs and the manager of distribution of property.
If a person dies without leaving a valid will, the Law of Inheritance (1965,תשכ"א) will apply and this often does not mirror the person’s personal wishes. Thus, it is of primary importance that every person drafts a will (regardless of age or assets).
A will should include the conditions and/or circumstances that may arise of a person’s death, although this is not mandatory. Terms in a will are the conditions that guide the heir on how they should behave in situations that may arise in the future and may affect the execution of the will. The will-writer can include as many conditions as he/she wishes, as long as they meet the requirement of the law. For example, a person can condition the inheritance of assets to his children on the requirement that they move to Israel or that they must marry before receiving the inheritance. An illegal condition, for example, would be requiring the heir to cause physical harm to another in order to receive the inheritance.
There are cases whereby the drafting of a will is extremely important, such as during a divorce, when there is public knowledge, children from other marriages etc. In a case where a couple has minor children, it is advisable to appoint a trustee who will make decisions regarding the inheritance until they reach adulthood. This prevents the guardian of the children from making such decisions on the inherited property and assets.
People accumulate many different types of assets during their lifetime. Including real estate, money, securities, and other various rights. The only way to determine how this will be distributed after death is through the drafting of a valid will. Drafting a will means that one is legally competent and clear-minded on determining in an explicit manner how one’s property and assets will be divided, preventing inheritance disagreements amongst family members.
It is important to note that a will only become binding after death and when the heirs apply to the Registrar of Inheritance Affairs with a request to maintain it.
Under what circumstances is a will considered valid and binding?
According to the inheritance law, a valid and binding will can be made using one of four different options:
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Handwritten will that includes the person’s signature and date of drafting.
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Signing a will in front of two witnesses.
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Submission of a will to an authority according to the person’s wishes. One is required to submit the will to a court registrar or judge, a notary, head of a local authority, a judge in a rabbinic court or an inheritance registrar to confirm its validity.
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On one’s deathbed, one has the option of delivering his will orally in front of two witnesses. This is referred to as a recumbent will and the witnesses are required to record the content of the will, the date it was given, the circumstances of its delivery and then submit the will to the registrar immediately. This will would be revoked if the person remains alive for another month after orally pronouncing his will.
Our office has extensive experience in drafting wills, in executing and maintaining wills and/or inheritance orders and handling objections to wills.
Banking and Investment
Attorney Roni Rachmian has over 30 years’ experience, of which he held various reputable roles in the banking field, including branch manager for Mizrahi Tefahot, deputy branch manager of Bank Leumi’s international HQ in New York and head of International Private Banking Division of Bank of Jerusalem. Roni has been involved in countless real estate transactions, creating opportunities in the market, and finding investment solutions for thousands of clients. He has deep knowledge, expertise, and personal connections in the aforementioned fields, both at a local and international level. Attorney Rachmian has an immeasurable understanding of the banking and investment world, in both commercial-business and legal-regulatory capacities.
Such professional experience after many years has allowed Roni to dissect complex legal and business scenarios through his deep understanding of the fields. This explains his work in assisting many clients in consultation, professional aid and creative handling of business opportunities catered to each unique case. Roni’s services extend to a unique skill set that covers legal services in the many financial disciplines, including FATCA, compliance and money laundering regulations, foreign exchange accounts and trust accounts.
This office offers services in the baking and investment field for our clients at an extremely personal level for both individuals, LLCs, and businesses. Other services offered are widespread, such as organisational restructuring, banking regulation, transaction financing and other financial services including disputes, litigation, and arbitration before local and international bodies.
Our office is on hand to handle banking requirements directly, which is present in almost every deal, big or small, involving our clients.
There are often complications or mistakes from the banking side of the transaction, and we are on hand to help mitigate and handle these cases too.
Our office is compliant and up to date according to the latest legislation and rulings to the Banking Law (customer service), and any other relevant regulations and instructions issued by the Bank of Israel.
Lasting power of attorney
The Israeli legislator states that a person can determine how his property will be divided after his death through a will. Yet, until the creation of the 18th amendment to the Legal Qualifications and Guardianship Law there was an unregulated situation whereby an adult loses his legal capacity regarding his own affairs while still alive.
Prior to the amendment entering into force, the court-appointed guardian was legally instructed to make all the decisions concerning the person who had lost the ability to determine his future. The amendment was introduced to combat a situation where decisions were not being made in line with that of the will of the guardian.
The lasting power of attorney is a legal tool introduced in 2018 by law, which allows a person to plan his future even if he becomes incapable of making decisions on his own in the future. This law is an alternative to the appointment of a guardian and forward a new social notion that centres around a person’s right of choice.
This legal document gives the power of attorney a wider range of actionable decisions upon the will of the appointor. It allows durable power of attorney to be given in advance and determines how a person’s medical, personal and property affairs will be conducted if he reaches a situation where is incompetent to make such decisions himself. The appointer can determine whether to grant the power of attorney the authority to make discretions on his own discretion, to set pre-established guidelines or to regulate in an explicit and precise manner how affairs should be conducted in advance. Furthermore, the appointer can appoint more than one person to be the power of attorney and state the areas of authority for each.
There are other legal tools relevant in this field, such as preliminary instruction for the appointment of a guardian, the appointment of decision-making support and an expression of a will. These all give a person the authority to control his life and safeguard his future decisions.
A lasting power of attorney is a document that can be drawn up by an attorney authorised by the General Guardian and the Bar Association. It is vital to use the services of an attorney who is aware of the subtleties and complexities of this field when drafting up one of these legal documents.
Our office is constantly updated on the ongoing changes and innovations in this field, with an understanding of the great significance that such a document can have on a client’s future. We aim to serve as best we can to the client’s wishes and assist in the drafting of a lasting power of attorney document, drafting of a will and/or giving instructions for the appointment of a guardian.
Our office possesses all the necessary certification and authority for these legal documents. We make sure to provide a personal and dedicated service to our clients, whilst understanding the complexity and sensitivity required in handling such issues.
Contact us and we’ll be happy to assist, adjust and edit the most suitable document for your needs.
